Harbor Relief exists for the moment when debt starts to feel harder to manage and you are not sure what to do next. We help make that first step clearer by helping you understand potential options and, when there may be a fit, connecting you with a participating provider.
How We Help
Our goal is to make the first step clear, simple and free of pressure.
Explain options plainly
We explain common ways to manage debt in everyday language, including important considerations, so you can better understand what may fit your situation.
Ask useful questions
A short questionnaire focuses on a few key details that can help us understand which options may be relevant to your situation.
Make an introduction
When there may be a potential match, we can connect you with a participating third party provider who can review your situation and explain available options in more detail.
What Harbor Relief Does and Doesn't Do
Harbor Relief is an independent consumer matching and referral platform. We help people explore potential ways to manage their debt and, when possible, connect them with participating third party providers based on the information they choose to provide.
Harbor Relief does not:
Lend money
Collect consumer debt payments
Make final eligibility or approval decisions
Provide tax advice
Provide credit-repair services
Assume consumer debts
Negotiate directly with creditors
Provide legal or bankruptcy advice
Guarantee approval, savings or results
Our Commitment to Clear Information
Debt can be confusing enough without exaggerated promises or unclear information. We aim to explain potential options plainly and be clear about Harbor Relief's role throughout the process.
We explain common debt options plainly, including important costs, risks and limitations.
We do not promise a specific savings amount, approval, timeline or outcome.
We do not claim to be a government program or affiliated with one.
We are clear that being connected with a provider does not mean you are approved or enrolled.
We keep the first step simple and do not ask for sensitive account credentials in our initial questionnaire.
Harbor Relief is not a lender, debt settlement provider, law firm, credit counseling agency or government program and is not affiliated with, endorsed by or sponsored by any government agency. Participating providers are independent third parties responsible for their own products and services, eligibility or approval decisions, costs, terms and requirements.
You Don't Have to Solve Everything Today.
Start by answering a few questions and learning what options may be available for your situation.
Starting the questionnaire does not enroll you in a program.
Harbor Relief is an independent consumer matching and referral service. We are not a lender or debt settlement provider and do not make loans, make credit decisions or negotiate debts. Participating providers determine eligibility, approval and terms. Submitting information does not guarantee approval, savings or any particular outcome.
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