How It Works

A Few Questions. A Clearer Picture.

Harbor Relief is designed to make the first step feel simple. You answer a short questionnaire about your debt and financial situation, and we use your answers to help identify potential options that may fit your needs. If there may be a match, we can connect you with a participating provider to learn more.

A Clearer Way to Explore Your Options

STEP 01

Tell Us About Your Situation

Answer a few straightforward questions about your debt and what you are hoping to accomplish.
STEP 02

We Look for a Potential Match

Based on the information you provide, Harbor Relief helps identify potential options that may fit your situation.
STEP 03

Talk Through Your Options

If matched, you can speak with a participating provider who can explain available options, eligibility, costs, risks and next steps.

What to Expect After the Questionnaire

Completing the Harbor Relief questionnaire does not enroll you in a program or constitute a loan application.
1

A quick review

Harbor Relief reviews the information you provide to help identify potential options that may fit your situation.
2

A possible introduction

If there may be a match, we can connect you with a participating third party provider who can review your situation and explain available options, eligibility, costs and risks.
3

Your decision

Nothing happens automatically. You decide whether you want to continue after a participating provider explains your options and next steps.

What Helps to Have Handy

Nothing formal is required. Rough numbers are fine.
A rough estimate of how much debt you have
The types of debt you are trying to manage (credit cards, medical bills, personal loans, collections)
An estimate of your current credit profile
Whether you currently have a steady source of income

What we never ask for at this stage

Our initial questionnaire does not ask for your Social Security number, bank account credentials, full credit card numbers or online banking login information.
Harbor Relief does not lend money, settle debts, negotiate directly with creditors or collect debt payments. Harbor Relief is not a government program.

You Don't Have to Solve Everything Today.

Start by answering a few questions and learning what options may be available for your situation.
Starting the questionnaire does not enroll you in a program.
Important consumer disclosure
Harbor Relief is an independent consumer matching and referral service. We are not a lender or debt settlement provider and do not make loans, make credit decisions or negotiate debts. Participating providers determine eligibility, approval and terms. Submitting information does not guarantee approval, savings or any particular outcome.
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